Banks vs Credit Unions [infographic]

April 25, 2012 |  by  |  Business

As more and more customers search for a big bank alternative, credit unions are becoming a more viable options. Credit unions offer lower rates with better services, making them a front runner for stealing your heart and wallet.

You’re allowed to have a lower minimum balance with a credit union, sometimes as low as $5 to $10. Credit unions also have less restrictive loan requirements, so they’ll assist you in areas that a bigger bank couldn’t. The downsides to a credit union is it’s limited access. Most credit unions won’t have a new app for your smart phone and finding ATMs might become quite a plight.

Aside from that, credit unions scored very well in the 2011 American Customer Satisfaction Index. Credit unions scored an 87, 12 points higher than the big banks. Maybe it’s time for you to consider the switch. [Via]

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  • Mark Rojas

    Beautiful, nice graphics, brilliant comparison between the two money managing systems. 

  • Jan Michael Velasco

     Hi, you can also add your infographics to and have a chance to get additional visits to your website.

  • Ann

    Through the Coop Network, credit union members have access to 28,000 surcharge free ATMs. More than even banks offer.

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  • commoncentsmom

    Love this graphic, and love credit unions!

  • Annie August

    I honestly prefer a credit union over big banks. For me, a credit union
    is a lot easier to deal with compared to banks and the folks at Oak Trust in
    Plainfield, Illinois just make the experience even better. Check out their
    website at