College Student Spending Habits [infographic]

October 2, 2012 |  by  |  Education  |  No Comments
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As a college student I know a lot of the spending habits without looking at today’s infographic. Discretionary spending is an area I know way too many students pour money into. Bars, fast food, movies, and activities can really add up, and I’m not an exception.

A part of the data that surprised me was the fact that students spend more on room and board than tuition. Attending college in a smaller town, my rent and food prices are pretty cheap. Tuition is usually a few hundred dollars more a year, but for those living in a large city – rent prices can be double or triple what I pay.

Financial education is very important and even though financial responsibility has been stressed my whole life, a ton of other students never had the privilege. I know to never get a credit card, only spend what you make and to live within my means. Credit card companies set up shop on campus and tell kids they can have free money. Why say no to that? Another big part of financial responsibility is keeping up with monthly fees. Car insurance, bank fees and even Netflix can be reassessed and renegotiated. Switching insurance providers and dropping your cable company can lead to hundreds of dollars saved in only a few hours. [Nationwide]

college-student-spending-habits-infographic

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Instagram Marketing [infographic]

October 2, 2012 |  by  |  Internet, Marketing  |  4 Comments
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Instagram is a hit. As we have seen in previous posts, Instagram has generated a lot of buzz, a lot of users and has given millions access to pretty images. These visually inspired users are a perfect target for Instagram Marketing, if you know how to do it right.

Companies have started using the handy photo-editing app as yet another means of social media marketing. At a branding level, Instagram can be used to emotionally engage customers, show the world the “human side” of your company, encourage interaction with customers and ultimately reach a large audience of social media savy users. Like all social media platforms, when a campaign is executed with precision and creativity, Instagram becomes more than just an app. It becomes a powerful marketing tool.

Today’s infographic gives you step by step instructions, allowing you to create a successful marketing campaign using Instagram. Follow these easy steps and your followers will turn into customers. When you decide that your company is ready to add Instagram to your marketing plan, read this helpful infographic and remember to curate, snap, hashtag, engage and repeat. [Via]

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Changes in U.K. Retirement [Infographic]

October 1, 2012 |  by  |  Business, Lifestyle  |  No Comments
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As most of us know, retirement and social security are two major issues/concerns for full-time workers in America. As policies change and expand, some people now are less certain than before about what they can expect in their golden years.

As today’s infographic from SurveyCompare.net shows us, Americans aren’t the only ones who can expect changes to their retirement procedures in the near future: our friends across the pond in the U.K. are doing some changes of their own.

Retirement age in the U.K. is currently 60 years for women and 65 years for men; with planned gradual increases, men and women will both be retiring at 65 by 2018 and 66 by 2020. Not everyone in the U.K. workforce is even sure they want to retire, though. People surveyed ages 18-24 were the least likely to retire with only 7.4% saying they do plan on retiring, and people 55 years and older were the most likely to retire at 47%.

For more information on the retirement tendencies in the U.K. refer to the infographic below. [Via]

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Superhero Economics [infographic]

September 30, 2012 |  by  |  Entertainment, Lifestyle  |  2 Comments
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My inspiration for this infogrpahic, if I do say so myself, could not be more fitting. I have been asking: Rachel, gurrl, (in terms of the last couple of posts) “Why so serious?!” So I’m showing an aspect of myself that is not so serious (and also REALLY AWESOME). I love superheroes… who doesn’t? Spidey is my number one hon and then comes the Dark Knight. So when I saw this infographic, I nearly lost it.

Although you may be thinking, “what does this have to do with anything in the world?” it actually does. It shows that even super heroes belong to different parts of the economic brackets. This fact begs the question: does their class matter in terms of their fan base? The graphic’s consideration of taxes is particularly interesting and has a lot to do with the differing rhetoric flying around the U.S. today. Even though good ol’ Bruce gives to many charitable organizations, does he really need all those 0’s? It also delves into the money-making Hollywood did (before the last Spider-Man) by these two great heroes, which, to say the least, is a lot. Poor Webhead would never come close to making as much as Hollywood made on his story.

So the next time you think about superheroes, think of them as people and how they would operate within society. What is the affect on others of other, non-heroic actions they would perform? Have a good, restful, Sunday y’all! [via]

 

Superhero Economics

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Card Fraud: Are You In A High-risk Category?

September 29, 2012 |  by  |  Crime, eCommerce  |  1 Comment
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One of the most prominent crimes to come about in the internet age has to be identity theft. Since 2006, the rate of victims has been increasing steadily. Statistically the victims tend to be older, males with higher income. Also internet use has a positive correlation to the likeliness of being victimized by this crime. You shouldn’t be discouraged from online shopping though, it’s one of the cheapest, most efficient ways of finding items that you want to buy. It just means that you should keep in mind that card fraud does exist and it is in fact flourishing.

Things to keep in mind to keep you safe from fraud – Check to see if there is a padlock symbol at the top of the browser, make sure the web address starts with https, use credit cards instead of debit (makes it easier to spot if things are wrong and plus no funds are taken immediately), visit getsafeonline.org for advice on making payments online, and make sure the website you are visiting has an address and land-line phone number that works. In general it’s not a bad thing to heed on the side of caution when it comes to your identity being stolen! Don’t be a victim. [Infographic created by Ultra Magicard. View original: Card Fraud Infographic.]

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